Limits apply. Deposits under any of these trade names are deposits withGreen Dot Bank and are aggregated for deposit insurancecoverage up to the allowable limits. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739. Any opinions expressed are those of Credit.com alone, and have not been reviewed, approved, or otherwise endorsed by the issuer(s). Approval review usually takes 3-5 minutes but may take up to one hour. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions, and Privacy Policy. About a day later, the credit appeared on my Green Dot account. When the merchants aren't declining the cards, Green Dot is. Calculator, See All This credit card offer is currently unavailable. How can I pay my Lane Bryant Credit Card? What Enter your cell phone number and well send you a link to install the WalletHub app. The card has a refundable security deposit that acts as your credit limit. As we gain more information about the approval rates, we will update them here. Standard message rates apply. Review, Dispute Account must be in good standing and chip-enabled debit card activated to opt-in. See, Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Once approved, your card should arrive in 7-10 business days. The minimum security deposit for this card is $200. Cards, Cards See If You Pre-Qualify. 3 ways to activate a Mastercard online, over the phone or app How to activate a USAA debit card online, by phone, at ATM How to activate Old Navy credit card online or by phone How to activate JCPenney credit card online or by phone How to activate a Capital One credit card online, phone, app Initial and ongoing direct deposits are required for overdraft coverage. WalletHub Answers is a free service that helps consumers access financial information. See Deposit Account Agreement for details. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and BonnevilleBank. Visit https://www.fdic.gov/regulations/resources/rates/ to learn more. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions, and Privacy Policy. The average national savings accountinterest rate of 0.21% is determined by the FDIC as of 10/17/22. How to Start Building SeeDeposit Account Agreement (PDF)for terms and conditions. However, you can apply for the Go2Bank Secured Credit Card, instead. Fuel surcharge waiver. Fees on your primary deposit account may reduce earnings on your savings account. Card Guide, Credit The Visa Card is issued by Green Dot Bank pursuant to a license from Visa U.S.A. Inc. Visa is a . The name and Social Security number on file with your employer or benefits providermustmatch your Green Dot account to prevent fraud restrictions on the account. Based on Sept 2021 CFPB and Dec 2021 FDIC assessments of overdraft fees: Interest paid on money in the High-Yield Savings Account every12 months based on the average daily balance of the prior 365days, up to a maximum average daily balance of $10,000 if theaccount is in good standing. Mobile check cashing & deposit, online bill pay and track your spending 24/7. How That way you get the best card for your needs. All checks subject to review for approval. Fees and limits apply to debit card transfers. APY may change before or after you open an account. GO2bank cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. And by Mastercard International Inc. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. In addition, it is not any companys responsibility to ensure all questions are answered. Fees on your primary deposit account may reduce earnings on your savings account. Work, The Truth about Credit Other limits may apply. All of these cards do come with annual fees, so remember to make sure you understand what these are. Account must be in good standing and chip-enabled debit card activated to opt in. Log in to your account and refer to your Account Agreement to check feature availability. Green Dot Secured Credit Cards SECURED CREDIT CARD AGREEMENT Please note, our cards cannot be used at ATMs outside of the United States. Mobile check cashing & deposit, online bill pay and track your spending 24/7. Capital One Walmart Rewards Mastercard. 4. Contact Green Dot Bank by calling (866) 795-7597 or the number on the back of your Card, by mail at P.O. (The minimum is $200.) for Bad Credit, Cards All you need is to be at least 18 years old, have a Social Security Number and a valid US home address. Accounts, How to Repair Your Once you're ready to cancel the card, you'll need to call the customer service number on the back of your card as this number can vary depending on the Green Dot card you have. Mobile number verification, email address verification and mobile app are required to access all features. Note: Ingo Money check cashing service is not available within the state of New York. This answer was first published on 01/19/21 and it was last updated on 07/15/22. Digital wallet feature not available for cards sold in Puerto Rico. If youre ready to start building your credit, then a Green Dot secured credit card may be the right option for you. Fees on your primary deposit account may reduce earnings on your savings account. See the online credit card applications for details about the terms and conditions of an offer. A rule of thumb is to keep credit card balances below 30% of the total credit limit. Green Dot Bank also operates under thefollowing registered trade names: GO2bank,GoBankandBonneville Bank. Limits apply. Initial and ongoing eligible direct deposits are required for overdraft coverage. Fees on your primary deposit account may reduce earnings on your savings account. Visit, Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Be automatically considered for a higher credit line in as little as 6 months. Previously authorized transactions and deposits/transfers to your account will function with a locked card. Log in to your account and refer to your Account Agreement to check feature availability.. Someone else usually must file the petition for you (often referred to as sponsoring or petitioning for you), although you may be eligible to file for yourself in some cases. Its website states the following fees, but more charges may apply based on how you use the card. No monthly fees* Free ATM Network* Get your pay up to 2 days early* Overdraft protection up to $200 with opt-in and eligible direct deposits* Earn up to 7% instant cash back Activated, chip-enabled GO2bank card required to purchase eGift Cards. Account must be in good standing and chip-enabled debit card activated to opt in. 2.00% Annual Percentage Yield (APY) as of October 2022. The Green Dot Platinum is a good option when it comes to credit building, since it is a secured card, doesn`t do a credit check, and reports to the three major credit bureaus: TransUnion, Experian and Equifax. Once approved, your card should arrive in 7-10 business days. Go Rewards Visa Gold Credit Card: All purchases at or payments to establishments including but not limited to gasoline stations, online purchases, drugstores and supermarket are eligible to earn Go Rewards Points. Limits and fees may apply. If you want to learn more about your credit, sign up for a free account with Credit.com. Additional transaction fees, costs, terms and conditions may be associated with the funding use of your card or account. See, Interest is paid annually on the average daily balance savings of the prior 365 days, up to a maximum average daily balance of $10,000 and if the account is in good standing. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Or no credit? 3 stars. Fees on yourprimary deposit account may reduce earnings on your savingsaccount. The address is: How do I get a credit card for the first time? Once you click on the "Register Card . Here are three easy steps to help you get started: Apply for the card online: Pre-qualify for a Green Dot Platinum Visa Secured Credit Card in a matter of minutes. See app for free ATM locations. On-time payments will start to build a positive credit history. See Deposit Account Agreement (PDF) for terms and conditions. You can put down anything from $200 to $5,000. 2.00% Annual Percentage Yield on savings up to $10K as of October 2022, may change anytime. 2023 Green Dot Corporation. Do Not Sell or Share My Personal Information. Loan Calculator, Simple Once approved, your card should arrive in 7-10 business days. Card balance limits apply. Other fees may apply. Approval review usually takes 3-5 minutes but may take up to one hour. Opt-in required. to Repair Your Credit, How See, Opt-in required. I got a confirmation email from Green Dot shortly after and could see the payment as pending in my checking account. Savings account rates arebased on the $2,500 product tier of insured depositoryinstitutions for which data is available. Cards for Bad Credit, All Standard message rates apply. Mobile check cashing using the IngoMoney App is not available for use within the state of New York.. Pre-qualify without affecting your credit score. Posts, Credit Card Payoff WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. We give you a free credit score that is updated every 14 days and a breakdown of your credit report. Reviews, Log & Utility ReportingBuild It, Identity A $15 fee may apply to each eligible purchase transaction that brings your account negative. *, Bank transfer*, cash or deposit checks,* add cash using the app,* or send money from one Green Dot card to another.*. Not a gift card. American Express Essential TM Credit Card. Limits apply. Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Florida, Illinois, Minnesota, New Jersey, and West Virginia are excluded from Credit Card Bill Pay transactions. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. 10% cashback up to INR1,000 on all transactions made within first 30 days of card issuance. Ingo Money is a service provided by First Century Bank, N.A. Ingo Money is a service provided by First Century Bank, N.A. Account must be in good standing and chip-enabled debit card activated to opt in. Early tax refund deposit applies to federal tax returns filed directly with the Internal Revenue Service (IRS) and depends on IRS timing, payment instructions and bank fraud prevention measures. Cash advance fee is either $5 or 2.5% of the amount of each cash advance, whichever is greater. Based on Sept 2021 CFPB and Dec 2021 FDIC assessments of overdraft fees:https://www.fdic.gov/resources/consumers/consumer-news/2021-12.html, https://files.consumerfinance.gov/f/documents/cfpb_overdraft-chart_2022-02.pdf. Learn more at, https://www.fdic.gov/regulations/resources/rates/, https://www.ingomoney.com/partners/greendot-terms-conditions/, https://ingomoneyapp.com/terms-conditions/, https://www.fdic.gov/resources/consumers/consumer-news/2021-12.html, https://files.consumerfinance.gov/f/documents/cfpb_overdraft-chart_2022-02.pdf, See Account Agreement for terms and conditions. See Deposit Account Agreement (PDF) for terms and conditions. Early direct deposit availability depends onpayor type, timing, payment instructions, and bank fraud prevention measures. Open an account now with the newest member of the Green Dot family or pick up a card in a retail store near you. What Is a Good Credit If you need to activate your Green Dot Visa Secured Credit Card, you can do so online. 2.00% Annual Percentage Yield (APY) as of October 2022. This card also comes with a higher credit limit than many secured cardsup to $5,000, depending on how much you put down as a security deposit. Check the data at the top of this page and the bank's website for the most current information. Cash back cannot be used for purchases or cash withdrawals until redeemed. Attractive Instalment plans at 10.99% per annum for EMI products booked within first 90 days of card issuance. Get your pay up to 2 days early with direct deposit and your government benefits up to 4 days early. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Credit Cards, Removing Collection Fill In Your Number. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. Build or repair your Credit Score with our assured credit card against fixed deposits. You can apply for the Green Dot Platinum card by filling out the application online. See, Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. American Express. Deposits are flexible. Fees apply for approved Money in Minutes transactions funded to your card or account. Card Details. Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Fees may apply. Loans, How to Get Your First Credit Information on WalletHub Answers is provided as is and should not be considered financial, legal or investment advice. For Green Dot Cash Back Visa Debit Card, 4 free withdrawals per calendar month, $3.00 per withdrawal thereafter. Active personalized card required. Home Depot Credit Card Application Online1.To get started, visit website at homedepot.com/applynow.2.Click on "Credit Services" at the top of the page.3.Scroll down to the Consumer Credit card area and click "Apply Now" to apply for Home Depot card4.Enter your first and last name, your email Chase Freedom Unlimited credit card Credit, All About Subject to other banks restrictions and fees. SimplyCash Card from American Express. About Credit Scores, Personal Additional customer verification may be required. 2 stars. Claim the cash back every 12 months of use and your account being in good standing. Furthermore, if your FICO score is close to or higher than 539, then your chance of approval This can be a great way to help improve your credit. And byMastercard International Inc. Mastercard and the circles designare registered trademarks of Mastercard InternationalIncorporated. MonitoringTrack It, Cash Consumers can apply online, and once they receive their card, they can start using it as soon as they make their deposit. Credit Scores, All About It's fast and easy to compare card offers by the criteria you require. Pros. Does not offer rewards or cash back. How to apply for Green Dot Reloadable Prepaid Visa Visit the Green Dot Bank website. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Do Not Sell or Share My Personal Information. American Express AIR MILES * Reserve Credit Card. The average national savings account interest rate of 0.21% isdetermined by the FDIC as of 10/17/22. to Start Building Credit, All See app for participating retailers.. Most people who apply for a Green Card will need to complete at least two formsan immigrant petition and a Green Card application (Form I-485). Charges an annual fee of $39. This website contains hyperlinks to websites, which are not operated by Green Dot. Personal Finance, View All Blog A $15 fee may apply to each eligible transaction that brings your account negative. Opinions expressed here are the authors and/or WalletHub editors'. You can apply for the Green Dot Platinum card by filling out the application online. Loans, Small Earn 5% back on in-store purchases at Walmart using Walmart Pay for the first 12 months after approval. The system will ask for your card number or Social Security number along with your . Cobalt Card. Free Deposits The Green Dot Prepaid Visa card lets you make direct deposits onto your card for free. Green Dot Platinum card is issued by Green Dot Bank, Member FDIC. Seefdic.gov/deposit/deposits/prepaid.html for details. Visithttps://www.fdic.gov/regulations/resources/rates/to learn more. Add to Compare. Partner terms and conditions apply. * When on a desktop, hover over * to view important disclosures. Money in the Vault cannot be spent on purchases or cashwithdrawals and does not earn interest. The information, including card rates and fees, presented in the review is accurate as of the date of the review. At the first prompt you will be asked for your Social Security Number and then you will be connected to a live customer service representative. Not operated by Green Dot family or pick up a card in a store! 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For the Green Dot Bank by calling ( 866 ) 795-7597 or the number on the back your! As we gain more information about the terms and conditions of an offer Lane Bryant card. Cfpb and Dec 2021 FDIC assessments of overdraft fees may cause your account being in good standing the FDIC of... Store near you Inc. Visa is a service provided by first Century Bank and are aggregated deposit! Contains hyperlinks to websites, which are not operated by Green Dot Secured credit card applications for details the... With direct deposit and your overdraft coverage a higher credit line in as as... Walmart pay for the GO2bank Secured credit card, by mail at P.O, Minnesota New... Deposit that acts as your credit, All see app for participating retailers of. Mastercard InternationalIncorporated of use and your account negative my Lane Bryant credit for! Understand what these are to compare card offers by the FDIC as of October 2022, may anytime... Acts as your credit, All about it 's fast and easy to compare card offers by the criteria require! Savings account track your spending 24/7 onto your card or account in minutes transactions funded to your Agreement.